🦎 ChamXchange.com AML / KYC Policy

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To ensure transparency, user protection, and compliance with international standards, ChamXchange.com has implemented a comprehensive Anti-Money Laundering (AML) and Know Your Customer (KYC) system. This policy defines the principles, procedures, and responsibilities of all parties when using the ChamXchange.com service.

🟒 1. Goals and Objectives of AML / KYC

The main goals of the AML / KYC policy are:
  • ✦ to verify the client’s identity;
  • ✦ to prevent the use of the service for illegal activities;
  • ✦ to ensure the safety of users and partners;
  • ✦ to maintain transparency and trust in the platform.

🟒 2. Principles of Compliance

ChamXchange.com establishes an internal control system in accordance with international regulations and best practices in financial monitoring. Key principles:
  • β€” honesty and transparency of all transactions;
  • β€” client identity verification when necessary;
  • β€” analysis of the origin of funds and asset sources;
  • β€” continuous monitoring to prevent suspicious activities;
  • β€” cooperation with authorized authorities upon lawful request.

🟒 3. Customer Identification Procedure (KYC)

When identity or fund origin verification is required, ChamXchange.com may request:
  • β€” an identity document (passport, ID card, driver’s license);
  • β€” a selfie with the document and a dated note;
  • β€” a description of the source of funds;
  • β€” information about expected financial activity;
  • β€” in some cases, a video identity confirmation.
Verification is conducted individually and solely to ensure the safety of all exchange participants.

🟒 4. Risk Monitoring and Assessment

All transactions undergo automatic and manual verification to detect potential risks. ChamXchange.com employs modern tools for transaction analysis and blockchain asset tracking. Key evaluation criteria include:
  • β€” origin and movement of funds;
  • β€” nature and frequency of operations;
  • β€” links to known high-risk services;
  • β€” compliance with declared exchange terms.

🟒 5. Response to Suspicious Activity

If doubts arise during verification regarding a transaction or source of funds, the platform may:
  • β€” request additional documents or explanations;
  • β€” conduct an in-depth transaction review;
  • β€” temporarily suspend the operation until the analysis is complete.
After confirming the legality of the assets, the transaction will proceed as normal.

🟒 6. User Obligations

ChamXchange.com users agree to:
  • β—‰ provide accurate and up-to-date information;
  • β—‰ use only their own documents and payment details;
  • β—‰ respond promptly to support inquiries;
  • β—‰ comply with applicable laws and platform rules.
The use of forged documents or attempts to bypass verification procedures are strictly prohibited.

🟒 7. Examples of High-Risk Services

ChamXchange.com does not process exchanges associated with platforms or services that have a high risk level, low transparency, or are mentioned in sanction or compliance reports. These include: WEX Exchange, Yolo Group, Black Sprut, BTC-e, ChipMixer,
Bitpapa, NetEx24, Bitzlato, DoubleWay, MEGA DARKNET MARKET,
Garantex, 1xBit, Stake, Primedice, OMGOMG, DuckDice,
Wasabi Wallet, Gandhiji.io, Hydra, NVSPC, Roobet, Tornado,
DuelBits, FreeBitcoin, Darknetone, Commex, Trocador, Anonexch,
Shinbad.io, Genesis Market, Lazarus Group, Cryptomus, and others. πŸ’‘ Note: transactions involving Rapira and Capitalist payment systems may be restricted depending on counterparty status. The list is updated without prior notice and is used solely for internal compliance purposes.

🟒 8. Suspension and Refund Conditions

If potential risks are identified or additional verification is required:
  • β€” the transaction may be temporarily suspended;
  • β€” refunds are only possible to the original sender’s details;
  • β€” review time may take up to 7 business days after verification is complete.
ChamXchange.com strives to handle such situations transparently and respectfully, ensuring both user interests and legal compliance.

🟒 9. Data Confidentiality

All information provided by users under AML / KYC is used solely for verification and protection purposes. ChamXchange.com ensures a high level of data security and does not share information with third parties, except as required by law.

🟒 10. Final Provisions

The AML / KYC Policy is mandatory for all ChamXchange.com users. Registration and use of the service imply acceptance of these rules. ChamXchange.com follows the principles of responsibility, transparency, and reliability, creating a secure ecosystem for digital asset exchange. πŸ’š ChamXchange β€” adaptability, trust, protection.
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